The Self-Help Homeownership Opportunity Program (SHOP) awards grant funds to eligible national and regional nonprofit organizations and consortia. Funds must be used for eligible expenses to develop decent, safe and sanitary non-luxury housing for low-income persons and families who otherwise would not become homeowners. Examples are for purchasing home sites and develop or improving the infrastructure needed to set the stage for sweat equity and volunteer-based homeownership programs for low-income persons and families. Homebuyers must be willing to contribute significant amounts of their own sweat equity toward the construction or rehabilitation of their homes.

SHOP is authorized by the Housing Opportunity Program Extension Act of 1996, Section 11, and is subject to other federal crosscutting requirements. No separate program regulations exist.

• FY24 Notice of Funding Opportunity (NOFO)
• Transition Announcement
• CPD Notice 16-12: Environmental Review Procedures for SHOP under 24 CFR Parts 50 and 58

• Technical guidance: 1-877-787-2526 or 202-708-2290
• SHOP Program Resources
  • 2005 Guidebook
  • Disaster Recovery Grant Reporting System (DRGR)
  • Income Limits
  • Law

Content current as of November 6, 2024.